Primary
and Secondary Trade Market Data
| Primary
Market is comprised of these zip codes: |
| 60174
- St. Charles |
60134
- Geneva |
60184
- Wayne |
| 60175
- St. Charles/Campton Township |
60147
- LaFox |
60185
- West Chicago |
| 60183
- Wasco |
60177
- South Elgin |
60513,60539
- Batavia, Mooseheart |
| 60119
- Elburn |
|
|
| Secondary
Market is comprised of these zip codes: |
| 60109
- Burlington |
60151
- Maple Park |
60511
- Big Rock |
| 60120,
60121, 60123 - Elgin |
60170
- Plato Center |
60504,
60505, 60507 - Aurora |
| 60140
- Hampshire/Pingree Grove |
60182
- Virgil |
60554
- Sugar Grove |
| 60144
- Kaneville |
|
|
|
Primary
Trade Area
|
Secondary
Trade Area
|
Primary
& Secondary Trade Area
|
| Population
by Age |
| 1990
Population |
111,640
|
211,584
|
323,224
|
| 2000
Population |
149,010
|
271,225
|
420,235
|
| 2005
Population |
168,145
|
302,462
|
470,607
|
| 1990-2000
Annual Change |
2.9%
|
2.5%
|
2.6%
|
| 2000-2005
Annual Change |
2.4%
|
2.2%
|
2.3%
|
| 1990
Median Age |
32.6
|
29.8
|
30.7
|
| 2000
Median Age |
35.2
|
31.2
|
32.6
|
| 2005
Median Age |
36.0
|
31.6
|
33.2
|
| |
|
|
|
| |
|
|
|
| Population
by Household |
| 1990
Households (Avg. Size) |
37,461
(2.91)
|
72,201
(2.87)
|
109,662
(2.89)
|
| 2000
Households (Avg. Size) |
50,303
(2.91)
|
93,014
(2.87)
|
143,317
(2.88)
|
| 2005
Households |
56,926
|
103,959
|
160,885
|
| 1990-2000
Annual Change/HH |
2.9%
|
2.5%
|
2.6%
|
| 2000
Group Quarters |
2,619
|
4,436
|
7,055
|
| |
|
|
|
| Population
by Family Size |
| 1990
Families (Avg. Family Size) |
29,556
(3.32)
|
53,125
(3.38)
|
82,681
(3.36)
|
| 2000
Families (Avg. Family Size) |
38,590
(3.35)
|
68,865
(3.38)
|
105,455
(3.37)
|
| 2005
Families |
42,984
|
73,673
|
116,657
|
| 1990-2000
Annual Change |
2.6%
|
2.3%
|
2.4%
|
| 2000-2005
Annual Change |
2.2%
|
2.0%
|
2.0%
|
| |
|
|
|
| |
| |
|
|
|
| Households
by Income |
| 1990
Household Income Base |
37,637
|
71,907
|
109,538
|
| Median
Household Income |
$
48,150
|
$
37,111
|
$
40,829
|
| Average
Household Income |
$
57,835
|
$
41,966
|
$
47,418
|
| |
|
|
|
| 2000
Household Income Base |
50,308
|
93,009
|
143,317
|
| Median
Household Income |
$
68,466
|
$
54,328
|
$
58,861
|
| Average
Household Income |
$
94,528
|
$
68,076
|
$
77,362
|
| |
|
|
|
| 2005
Household Income Base |
56,927
|
103,949
|
160,876
|
| Median
Household Income |
$
81,518
|
$
64,207
|
$
69,594
|
| Average
Household Income |
$
122,966
|
$
87,190
|
$
99,850
|
| |
|
|
|
| |
|
|
|
| |
|
|
|
| Per
Capital Income (Income represents the preceding year, expressed
in current dollars) |
| 1990
Per Capita Income |
$
19,692
|
$
14,358
|
$
16,197
|
| 2000
Per Capita Income |
$
32,145
|
$
23,501
|
$
26,566
|
| 2005
Per Capita Income |
$
41,857
|
$
30,119
|
$
34,313
|
| |
|
|
|
| |
|
|
|
| |
|
|
|
| 2000
Population by Race |
| White |
92.8%
|
74.7%
|
81.1%
|
| Black |
1.8%
|
8.9%
|
6.4%
|
| American
Indian |
0.2%
|
0.2%
|
0.2%
|
| Asian/Pacific
Islander |
1.8%
|
2.6%
|
2.3%
|
| Other
Races |
3.5%
|
13.6%
|
10.0%
|
| Hispanic
Origin |
8.9%
|
25.0%
|
19.3%
|
ACORN
Area Update -
2000 Population |
Primary
Trade Area
|
Secondary
Trade Area
|
Primary
& Secondary
Trade Area
|
|
Acorn
Group
|
Acorn
Description
|
Number
|
Percent
|
Number
|
Percent
|
Number
|
Percent
|
| 1 |
Affluent
Families |
89,192
|
59.9%
|
77,201
|
28.5%
|
166,393
|
39.6%
|
| 2 |
Upscale
Households |
43,703
|
29.3%
|
55,209
|
20.4%
|
98,912
|
23.5%
|
| 3 |
Up
and Coming Singles |
4,668
|
3.1%
|
11,128
|
4.1%
|
15,796
|
3.8%
|
| 4 |
Retirement
Styles |
5,060
|
3.4%
|
17.538
|
6.5%
|
22,598
|
5.4%
|
| 5 |
Young
Mobile Adults |
0
|
0.0%
|
402
|
0.1%
|
402
|
0.1%
|
| 6 |
City
Dwellers |
3,229
|
2.2%
|
84,705
|
31.2%
|
87,934
|
20.9%
|
| 7 |
Factory
and Farm Communities |
2,252
|
1.5%
|
22,886
|
8,4%
|
25,138
|
6.0%
|
| 8 |
Downtown
Residents |
497
|
0.3%
|
1,114
|
0.4%
|
1,611
|
0.4%
|
| 9 |
Nonresidential
Neighborhoods |
410
|
0.3%
|
1,043
|
0.4%
|
1,453
|
0.3%
|
|
Total
|
149,011
|
100.0%
|
271,226
|
100.0%
|
420,237
|
100.0%
|
ACORN
Area Update -
2000 Household |
Primary
Trade Area
|
Secondary
Trade Area
|
Primary
& Secondary
Trade Area
|
|
Acorn
Group
|
Acorn
Description
|
Number
|
Percent
|
Number
|
Percent
|
Number
|
Percent
|
| 1 |
Affluent
Families |
28,883
|
57.4%
|
25,865
|
27.8%
|
54,748
|
38.2%
|
| 2 |
Upscale
Households |
14,836
|
29.5%
|
19,351
|
20.8%
|
34,187
|
23.9%
|
| 3 |
Up
and Coming Singles |
1,948
|
3.9%
|
4,831
|
5.2%
|
6,779
|
4.7%
|
| 4 |
Retirement
Styles |
2,166
|
4.3%
|
7,287
|
7.8%
|
9,453
|
6.6%
|
| 5 |
Young
Mobile Adults |
0
|
0.0%
|
282
|
0.3%
|
282
|
0.2%
|
| 6 |
City
Dwellers |
1,328
|
2.6%
|
26,842
|
28.9%
|
28,170
|
19.7%
|
| 7 |
Factory
and Farm Communities |
859
|
1.7%
|
8,259
|
8.9%
|
9,118
|
6.4%
|
| 8 |
Downtown
Residents |
255
|
0.5%
|
296
|
0.3%
|
551
|
0.4%
|
| 9 |
Nonresidential
Neighborhoods |
29
|
0.1%
|
0
|
0.0%
|
29
|
0.0%
|
|
Total
|
50,304
|
100.0%
|
93,013
|
100.0%
|
143,317
|
100.0%
|
|
2000
Consumer Spending Summary
|
|
|
Primary
Trade Area
|
Secondary
Trade Area
|
Primary
& Secondary
Trade Area
|
| Apparel:
Total $000 |
$
70,847
|
$
106,119
|
$
176,965
|
| Average
Spent* |
$
1,682
|
$
1,418
|
$
1,513
|
| |
|
|
|
| Auto
Aftermarket: Total $000 |
$
23,328
|
$
36,209
|
$
59,537
|
| Average
Spent* |
$
758
|
$
678
|
$
707
|
| |
|
|
|
| Auto
Loans: Total $000 |
$89,254
|
$
136,253
|
$
225,508
|
| Average
Spent* |
$
4,197
|
$
3,916
|
$
4,023
|
| |
|
|
|
| Electronics:
Total $000 |
$
14,671
|
$
22,096
|
$
36,767
|
| Average
Spent* |
$
559
|
$
507
|
$
527
|
| |
|
|
|
| Health
Insurance: Total $000 |
$
46,044
|
$
77,904
|
$
123,947
|
| Average
Spent* |
$
1,374
|
$
1,318
|
$
1,338
|
| |
|
|
|
| Home
Loans: Total $000 |
$
270,869
|
$
362,557
|
$
633,425
|
| Average
Spent* |
$
9,690
|
$
8,494
|
$
8,967
|
| |
|
|
|
| Home
Improvement: Total $000 |
$
76,257
|
$
109,570
|
$
185,827
|
| Average
Spent* |
$
2,626
|
$
2,300
|
$
2,423
|
| |
|
|
|
| HH
Furnishings: Total $000 |
$
40,587
|
$
59,823
|
$
100,410
|
| Average
Spent* |
$
1,152
|
$
986
|
$
1,047
|
| |
|
|
|
| Investments:
Total $000 |
$
23,134
|
$
26,502
|
$
49,635
|
| Average
Spent* |
$
14,255
|
$
12,644
|
$
13,347
|
| |
|
|
|
| Pets
& Supplies: Total $000 |
$
3,793
|
$
5,869
|
$
9,662
|
| Average
Spent* |
$
319
|
$
302
|
$
308
|
| |
|
|
|
| Restaurants:
Total $000 |
$
62,008
|
$
95,794
|
$
157,802
|
| Average
Spent* |
$
1,387
|
$
1,202
|
$
1,268
|
| |
|
|
|
| Sporting
Goods: Total $000 |
$
7,510
|
$
10,474
|
$
17,984
|
| Average
Spent* |
$
726
|
$
653
|
$
682
|
| |
|
|
|
| Travel:
Total $000 |
$
35,372
|
$
49,028
|
$
84,400
|
| Average
Spent* |
$
2,110
|
$
1,882
|
$
1,971
|
| |
|
|
|
| Source:
CACI Estimates, based on the Comsumer Expenditure Interview Survey,
Bureau of Labor Statistics |
|
*
The average amount spent is per consumer household.
|
|
ACORN
Area Update - Population and Households
|
| Significant
information contained in the ACORN Area Update for St. Charles indicates
91.82% of primary trade consumers are classified as Affluent Families,
Upscale Households and City Dwellers. Secondary trade consumers
are much more diversified, with 80.1% classified in the Affluent
Families, Upscale Households, and City Dwellers. Consumers in the
Primary Trade Area are further defined and described within
the following subcategories: |
| |
|
|
| Top
One Percent |
1,737
Individuals/591 HH |
1.2%
of primary trade area population |
| Home
to older, highly educated, cosmopolitan married couples, these are
the wealthiest neighborhoods in the U.S. Residents drive luxury
cars, visit museums, and rank highest on most expenditures, particularly
investment, drinking wine, and ordering by phone. |
| |
|
|
| Wealthy
Seaboard Suburbs |
1,299
Individuals/421 HH |
.9%
of primary trade area population |
| Primarily
along the eastern seaboard and in California, these married middle-aged
professionals are in the peak of their lifetime earnings and have
high disposable income. They rank among the highest for auto club
membership and travel extensively. |
| |
|
|
| Upper
Income Empty Nesters |
7,339
Individuals/2,819 HH |
4.9%
of primary trade area population |
| These
are business owners and managers who are distributed throughout
the country. This type is comprised of married couples with no children
living at home. They are joiners of assorted groups and live in
single-family homes in the suburbs. Home furnishings and improvements
rank high among their expenditures. This highly educated group's
median age is 40 years. |
| |
|
|
| Successful
Suburbanites |
34,949
Individuals/10,747 HH |
23.5%
of primary trade area population |
| Families
in this type have achieved their success with home ownership and
prosperity through hard work. Upward mobility characterizes this
market segment. Essentially suburban, they drive new cars and spend
money on playing sports, exercise equipment, and personal computers.
They are likely to have loans. They do not watch a lot of TV but
read daily newspapers. |
| |
|
|
| Prosperous
Baby Boomers |
9,358
Individuals/2,791 HH |
6.3%
of primary trade area population |
| This
type sets the trend for working wives, especially families with
working mothers. They participate in sports, but do not invest or
save in proportion to their income. These are baby boomers with
young pre-school children. Very mobile, they have a high median
income as a result of two salaries and rank among the highest to
dine at family restaurants and to order takeout pizza. |
| |
|
|
| Semi-rural
Lifestyle |
34,510
Individuals/11,514 HH |
23.2%
of primary trade area population |
| These
prosperous consumers have opted for semi-rural locales and lifestyles.
They maintain their livelihood by self-employment -- many of them
working at home. Although their residence is more rural, this older,
married market segment has retained some urbane preferences, like
visiting museums. Homebodies, they are interested in reading books,
needlework and cooking. |
| |
|
|
| Urban
Professional Couples |
9,461
Individuals/3,780 HH |
6.3%
of primary trade area population |
| These
are the young urban professionals from the 1980s, matured to middle
age. Most of the households are married couples, although traces
of the 1980s remain with high numbers of single-person and shared
households. Labor force participation is high and unemployment is
low. Taking domestic vacations, they spend on theater and concerts
and dine out rather than cook in. |
| |
|
|
| Baby
Boomers with Children |
15,823
Individuals/5,017 HH |
10.5%
of primary trade area population |
| This
homogenous subcategory spends their time and money on h ome and
family-oriented activities and goods with little time for civic
activities. With a very high labor force participation rate, many
are migrants and are still moving to find the best jobs or locations.
Less likely to have completed a 4-year degree, their homes are owner-occupied
and valued 20% below the U.S. average. |
| |
|
|
| Thriving
Immigrants |
6,422
Individuals/1,918 HH |
4.3%
of primary trade area population |
| This
small market earns moderate to high income, and resides in upscale
neighborhoods; they neither invest nor save. Owning 2+ cars, they
are not inclined to commute. Activities include casinos and ordering
takeout while watching preseason NFL TV. |
| |
|
|
| Older
Settled Married Couples |
12,197
Individuals/4,123 HH |
8.2%
of primary trade area population |
| These
middle-aged and middle-incomed residents of established suburban
neighborhoods are upscale and domestic. They spend their time visiting
zoos, casino gambling, bowling and taking domestic vacations. Many
households include school-aged or adult children, with emphasis
on savings over investments. Spending is home-oriented. Almost 20%
draw retirement incomes. |
| |
|
|
| Newly
Formed Households |
2,403
Individuals/986 HH |
1.6%
of primary trade area population |
| This
moderate-income segment is physically active. Unemployment and poverty
are low with half of the work force employed in the manufacturing
and service industries. Average home value is 40% below the national
average. They are active in bowling and playing billiards/pool,
performing volunteer work, and taking domestic trips. Most drive
older cars and use coupons for groceries. |
|
To
assist with business location and expansion the City Economic
Development Department provides:
- Community
Profile
- Demographics
- Consumer
Expenditures
- Largest
Employers
- Building
and Real Estate Statistics
- Available
Sites and Buildings
- Small
Business Resource Guide
Should you have questions
or require additional information, please contact
the City's Economic
Development at (630) 443-4093.
|
|
|