Primary and Secondary Trade Market Data


Primary Market is comprised of these zip codes:
60174 - St. Charles 60134 - Geneva 60184 - Wayne
60175 - St. Charles/Campton Township 60147 - LaFox 60185 - West Chicago
60183 - Wasco 60177 - South Elgin 60513,60539 - Batavia, Mooseheart
60119 - Elburn    
Secondary Market is comprised of these zip codes:
60109 - Burlington 60151 - Maple Park 60511 - Big Rock
60120, 60121, 60123 - Elgin 60170 - Plato Center 60504, 60505, 60507 - Aurora
60140 - Hampshire/Pingree Grove 60182 - Virgil 60554 - Sugar Grove
60144 - Kaneville    


Primary
Trade Area
Secondary
Trade Area
Primary & Secondary Trade Area
Population by Age
1990 Population
111,640
211,584
323,224
2000 Population
149,010
271,225
420,235
2005 Population
168,145
302,462
470,607
          1990-2000 Annual Change
2.9%
2.5%
2.6%
          2000-2005 Annual Change
2.4%
2.2%
2.3%
1990 Median Age
32.6
29.8
30.7
2000 Median Age
35.2
31.2
32.6
2005 Median Age
36.0
31.6
33.2
 
 
   Population by Household
1990 Households (Avg. Size)
37,461 (2.91)
72,201 (2.87)
109,662 (2.89)
2000 Households (Avg. Size)
50,303 (2.91)
93,014 (2.87)
143,317 (2.88)
2005 Households
56,926
103,959
160,885
          1990-2000 Annual Change/HH
2.9%
2.5%
2.6%
          2000 Group Quarters
2,619
4,436
7,055
 
Population by Family Size
1990 Families (Avg. Family Size)
29,556 (3.32)
53,125 (3.38)
82,681 (3.36)
2000 Families (Avg. Family Size)
38,590 (3.35)
68,865 (3.38)
105,455 (3.37)
2005 Families
42,984
73,673
116,657
          1990-2000 Annual Change
2.6%
2.3%
2.4%
          2000-2005 Annual Change
2.2%
2.0%
2.0%
 
 
 
Households by Income
1990 Household Income Base
37,637
71,907
109,538
       Median Household Income
$ 48,150
$ 37,111
$ 40,829
       Average Household Income
$ 57,835
$ 41,966
$ 47,418
       
2000 Household Income Base
50,308
93,009
143,317
       Median Household Income
$ 68,466
$ 54,328
$ 58,861
       Average Household Income
$ 94,528
$ 68,076
$ 77,362
       
2005 Household Income Base
56,927
103,949
160,876
       Median Household Income
$ 81,518
$ 64,207
$ 69,594
       Average Household Income
$ 122,966
$ 87,190
$ 99,850
       
       
       
Per Capital Income (Income represents the preceding year, expressed in current dollars)
1990 Per Capita Income
$ 19,692
$ 14,358
$ 16,197
2000 Per Capita Income
$ 32,145
$ 23,501
$ 26,566
2005 Per Capita Income
$ 41,857
$ 30,119
$ 34,313
 
       
 
2000 Population by Race
White
92.8%
74.7%
81.1%
Black
1.8%
8.9%
6.4%
American Indian
0.2%
0.2%
0.2%
Asian/Pacific Islander
1.8%
2.6%
2.3%
Other Races
3.5%
13.6%
10.0%
Hispanic Origin
8.9%
25.0%
19.3%


ACORN Area Update -
   2000 Population
Primary
Trade Area
Secondary
Trade Area
Primary & Secondary
Trade Area
Acorn Group
Acorn Description
Number
Percent
Number
Percent
Number
Percent
1 Affluent Families
89,192
59.9%
77,201
28.5%
166,393
39.6%
2 Upscale Households
43,703
29.3%
55,209
20.4%
98,912
23.5%
3 Up and Coming Singles
4,668
3.1%
11,128
4.1%
15,796
3.8%
4 Retirement Styles
5,060
3.4%
17.538
6.5%
22,598
5.4%
5 Young Mobile Adults
0
0.0%
402
0.1%
402
0.1%
6 City Dwellers
3,229
2.2%
84,705
31.2%
87,934
20.9%
7 Factory and Farm Communities
2,252
1.5%
22,886
8,4%
25,138
6.0%
8 Downtown Residents
497
0.3%
1,114
0.4%
1,611
0.4%
9 Nonresidential Neighborhoods
410
0.3%
1,043
0.4%
1,453
0.3%
 
Total
149,011
100.0%
271,226
100.0%
420,237
100.0%


ACORN Area Update -
   2000 Household
Primary
Trade Area
Secondary
Trade Area
Primary & Secondary
Trade Area
Acorn Group
Acorn Description
Number
Percent
Number
Percent
Number
Percent
1 Affluent Families
28,883
57.4%
25,865
27.8%
54,748
38.2%
2 Upscale Households
14,836
29.5%
19,351
20.8%
34,187
23.9%
3 Up and Coming Singles
1,948
3.9%
4,831
5.2%
6,779
4.7%
4 Retirement Styles
2,166
4.3%
7,287
7.8%
9,453
6.6%
5 Young Mobile Adults
0
0.0%
282
0.3%
282
0.2%
6 City Dwellers
1,328
2.6%
26,842
28.9%
28,170
19.7%
7 Factory and Farm Communities
859
1.7%
8,259
8.9%
9,118
6.4%
8 Downtown Residents
255
0.5%
296
0.3%
551
0.4%
9 Nonresidential Neighborhoods
29
0.1%
0
0.0%
29
0.0%
 
Total
50,304
100.0%
93,013
100.0%
143,317
100.0%


2000 Consumer Spending Summary
Primary
Trade Area
Secondary
Trade Area
Primary & Secondary
Trade Area
Apparel: Total $000
$ 70,847
$ 106,119
$ 176,965
     Average Spent*
$ 1,682
$ 1,418
$ 1,513
 
Auto Aftermarket: Total $000
$ 23,328
$ 36,209
$ 59,537
     Average Spent*
$ 758
$ 678
$ 707
 
Auto Loans: Total $000
$89,254
$ 136,253
$ 225,508
     Average Spent*
$ 4,197
$ 3,916
$ 4,023
 
Electronics: Total $000
$ 14,671
$ 22,096
$ 36,767
     Average Spent*
$ 559
$ 507
$ 527
 
Health Insurance: Total $000
$ 46,044
$ 77,904
$ 123,947
     Average Spent*
$ 1,374
$ 1,318
$ 1,338
 
Home Loans: Total $000
$ 270,869
$ 362,557
$ 633,425
     Average Spent*
$ 9,690
$ 8,494
$ 8,967
 
Home Improvement: Total $000
$ 76,257
$ 109,570
$ 185,827
     Average Spent*
$ 2,626
$ 2,300
$ 2,423
 
HH Furnishings: Total $000
$ 40,587
$ 59,823
$ 100,410
     Average Spent*
$ 1,152
$ 986
$ 1,047
 
Investments: Total $000
$ 23,134
$ 26,502
$ 49,635
     Average Spent*
$ 14,255
$ 12,644
$ 13,347
 
Pets & Supplies: Total $000
$ 3,793
$ 5,869
$ 9,662
     Average Spent*
$ 319
$ 302
$ 308
 
Restaurants: Total $000
$ 62,008
$ 95,794
$ 157,802
     Average Spent*
$ 1,387
$ 1,202
$ 1,268
 
Sporting Goods: Total $000
$ 7,510
$ 10,474
$ 17,984
     Average Spent*
$ 726
$ 653
$ 682
 
Travel: Total $000
$ 35,372
$ 49,028
$ 84,400
     Average Spent*
$ 2,110
$ 1,882
$ 1,971
 
Source: CACI Estimates, based on the Comsumer Expenditure Interview Survey, Bureau of Labor Statistics
* The average amount spent is per consumer household.


ACORN Area Update - Population and Households
Significant information contained in the ACORN Area Update for St. Charles indicates 91.82% of primary trade consumers are classified as Affluent Families, Upscale Households and City Dwellers. Secondary trade consumers are much more diversified, with 80.1% classified in the Affluent Families, Upscale Households, and City Dwellers. Consumers in the Primary Trade Area are further defined and described within the following subcategories:
     
Top One Percent 1,737 Individuals/591 HH 1.2% of primary trade area population
Home to older, highly educated, cosmopolitan married couples, these are the wealthiest neighborhoods in the U.S. Residents drive luxury cars, visit museums, and rank highest on most expenditures, particularly investment, drinking wine, and ordering by phone.
     
Wealthy Seaboard Suburbs 1,299 Individuals/421 HH .9% of primary trade area population
  Primarily along the eastern seaboard and in California, these married middle-aged professionals are in the peak of their lifetime earnings and have high disposable income. They rank among the highest for auto club membership and travel extensively.
     
Upper Income Empty Nesters 7,339 Individuals/2,819 HH 4.9% of primary trade area population
These are business owners and managers who are distributed throughout the country. This type is comprised of married couples with no children living at home. They are joiners of assorted groups and live in single-family homes in the suburbs. Home furnishings and improvements rank high among their expenditures. This highly educated group's median age is 40 years.
     
Successful Suburbanites 34,949 Individuals/10,747 HH 23.5% of primary trade area population
Families in this type have achieved their success with home ownership and prosperity through hard work. Upward mobility characterizes this market segment. Essentially suburban, they drive new cars and spend money on playing sports, exercise equipment, and personal computers. They are likely to have loans. They do not watch a lot of TV but read daily newspapers.
     
Prosperous Baby Boomers 9,358 Individuals/2,791 HH 6.3% of primary trade area population
This type sets the trend for working wives, especially families with working mothers. They participate in sports, but do not invest or save in proportion to their income. These are baby boomers with young pre-school children. Very mobile, they have a high median income as a result of two salaries and rank among the highest to dine at family restaurants and to order takeout pizza.
     
Semi-rural Lifestyle 34,510 Individuals/11,514 HH 23.2% of primary trade area population
  These prosperous consumers have opted for semi-rural locales and lifestyles. They maintain their livelihood by self-employment -- many of them working at home. Although their residence is more rural, this older, married market segment has retained some urbane preferences, like visiting museums. Homebodies, they are interested in reading books, needlework and cooking.
     
Urban Professional Couples 9,461 Individuals/3,780 HH 6.3% of primary trade area population
These are the young urban professionals from the 1980s, matured to middle age. Most of the households are married couples, although traces of the 1980s remain with high numbers of single-person and shared households. Labor force participation is high and unemployment is low. Taking domestic vacations, they spend on theater and concerts and dine out rather than cook in.
     
Baby Boomers with Children 15,823 Individuals/5,017 HH 10.5% of primary trade area population
This homogenous subcategory spends their time and money on h ome and family-oriented activities and goods with little time for civic activities. With a very high labor force participation rate, many are migrants and are still moving to find the best jobs or locations. Less likely to have completed a 4-year degree, their homes are owner-occupied and valued 20% below the U.S. average.
     
Thriving Immigrants 6,422 Individuals/1,918 HH 4.3% of primary trade area population
This small market earns moderate to high income, and resides in upscale neighborhoods; they neither invest nor save. Owning 2+ cars, they are not inclined to commute. Activities include casinos and ordering takeout while watching preseason NFL TV.
     
Older Settled Married Couples 12,197 Individuals/4,123 HH 8.2% of primary trade area population
These middle-aged and middle-incomed residents of established suburban neighborhoods are upscale and domestic. They spend their time visiting zoos, casino gambling, bowling and taking domestic vacations. Many households include school-aged or adult children, with emphasis on savings over investments. Spending is home-oriented. Almost 20% draw retirement incomes.
     
Newly Formed Households 2,403 Individuals/986 HH 1.6% of primary trade area population
This moderate-income segment is physically active. Unemployment and poverty are low with half of the work force employed in the manufacturing and service industries. Average home value is 40% below the national average. They are active in bowling and playing billiards/pool, performing volunteer work, and taking domestic trips. Most drive older cars and use coupons for groceries.


  To assist with business location and expansion the City Economic Development Department provides:

  • Community Profile
  • Demographics
  • Consumer Expenditures
  • Largest Employers
  • Building and Real Estate Statistics
  • Available Sites and Buildings
  • Small Business Resource Guide

 Should you have questions or require additional information, please contact
the City's Economic Development at (630) 443-4093.