Is your home in need of improvements that you’re not sure you can afford? Are you having trouble safely getting around your home? If either circumstance applies to you, the City of St. Charles wants to help.
The City’s Home Rehabilitation and Accessibility Loan Program provides financial assistance in the form of a 0% interest, deferred payment loan to assist income-eligible homeowners to make necessary repairs and improvements to their homes.
The City’s program works in conjunction with a similar program offered by Kane County. Up to $20,000 in assistance is available from Kane County. An additional $10,000 is available from the City if additional funds are needed.
Funds can be used for mechanical repairs, roofs, windows, insulation, exterior painting, termite damage repair, yard cleanup, building security, and exterior work that will improve neighborhood appearance, as well as accessibility improvements such as grab bars, railings, motorized chair lifts, walk-in showers, doorway widening, ramps, and more.
Community Contacts, Inc., an Elgin-based non-profit organization, administers the program on behalf of the City and County. For more information, to find out if you are eligible, and to apply, call Community Contacts at (847) 697-8800.
This program is funded by the St. Charles Housing Trust Fund through fees collected from new residential developments to support affordable housing initiatives.