Housing Resources

Housing is an essential component of the St. Charles community. With over 12,000 households, St. Charles offers a diverse stock of owner- and renter-occupied housing, from apartments and townhomes to single-family homes and senior housing. The City of St. Charles recognizes the importance of good quality, attainable housing options for our residents. As such, the City's housing efforts have focused on preserving and maintaining St. Charles' affordable housing stock.

City Housing Programs

  • Home Rehab & Accessibility Loan Program - A zero interest, deferred payment loan program for income-qualified St. Charles homeowners to help maintain the quality of their home. This program is supplemental to Kane County's Home Rehabilitation Program.
  • First-Time Homebuyer Loan Program - Down-payment and closing-cost assistance for income-eligible individuals and families seeking to purchase a home in St. Charles. This program is supplemental to the Kane County First-Time Homebuyer Program.
  • Affordable Housing Development Program - Housing Trust Fund Resources made available for the development of affordable housing units in St. Charles through the Kane County Affordable Housing Fund.

Rental Assistance Resources

The City of St. Charles does not offer rental assistance programs at this time. Information about rental assistance resources may be found at:

Links to External Sites

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