Urgent Need Home Rehab Grant Program

The City of St. Charles is pleased to offer grant funding to assist income-eligible homeowners in making urgent repairs to their homes. Homeowners can receive up to $20,000 to make eligible repairs and improvements, with a homeowner contribution totaling 5% of project cost. This program is funded by the St. Charles Housing Trust Fund.

Eligible work includes:  

• Repair & replacement of mechanical, heating, plumbing, structural, and electric systems.
• Repair & replacement of failed or broken windows.
• Repair & replacement of failed or leaking roofs.
• Repair & replacement of failed or damaged entrance doors. 
• Accessibility improvements (grab bars, railings, chair lifts, door widening, walk-in showers, ramps, lowered counters, etc.)

Applicants must meet eligibility requirements including:

• Applicants must be income-qualified (60% Area Median Income or below).
• Applicants must be current on mortgage payments, property taxes, and homeowners insurance.
• The home must be owner-occupied and located within the City of St. Charles limits.
• The home's value cannot exceed the current FHA mortgage limit for Kane County. 

Habitat for Humanity of Northern Fox Valley administers this program on behalf of the City. Interested parties should contact Habitat NFV with questions and to file an application. The contact is Tim Pace, HPP Administrative Associate; (847) 836-1432 (Ext. 114); Tim.Pace@HabitatNFV.org 

More information can be found in the application packet on the Documents menu.