Flood

Protect Your Property from Flood Damage

Reduce damages on property that is susceptible to flooding: Read more »

A Note about Flood Insurance

Because the City of St. Charles is a participating member of the National Flood Insurance Program (NFIP), any citizen can purchase flood insurance through a local agent via the NFIP.

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What to do After a Storm

When a severe storm hits, it can create potential electrical hazards for residents. Here are a few good reminders: Read more »

Building Improvement & Floodplain Management Standards

The National Flood Insurance Program requires that if the cost of improvements to a building or the cost to repair damages (from any cause) to a building exceeds 50% of the market value of the building (excluding land value), the entire building must be brought up to current floodplain management standards.

Building improvement projects include exterior and interior remodeling, rehabilitation, additions, repairs, and reconstruction projects.   Read more »

Local Flood Awareness

St. Charles generally has not experienced wide spread damage due to flooding, there are local flood hazard areas throughout Kane County.

Flooding from the Fox River, Ferson Creek, State Street Creek, 7th Avenue Creek, and Norton Creek usually can be forecast in advance. However flash flooding along these rivers and numerous tributaries to these waterways may occur suddenly and unexpectedly. Read more »

Natural & Beneficial Functions of Floodplains

The benefits of floodplains are numerous. Floodplains can offer aesthetic pleasure, while performing important functions, such as filtering nutrients and farm chemicals in run-off so these areas can maintain biodiversity and ecosystem sustainability. Floodplains enhance the habitats of waterfowl, fish and other wildlife habitats, sustain feeding/breeding grounds, and provide natural erosion control and open space to reduce future flooding. Floodplains even contain historic and archeological sites that offer opportunities for education and study.

National Flood Safety Awareness Week

March 17-24, 2014

Every year, the National Oceanic Atmospheric Administration (NOAA) uses Flood Safety Awareness Week to educate homeowners about flooding and how they can safeguard their lives and property.

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Floodplain Permits

All developments within the 100-yr. floodplain (not just construction of buildings, but filling, excavation, fences, etc.) are required to obtain a City of St. Charles Permit. Applications must be made prior to doing any work in a floodplain area. Contact the City of St. Charles Public Works Engineering Division for information at 630-377-4486 or visit the Floodplain page of our website. You may report illegal development activities to the above number as well.

Flood Insurance Information

Because the City of St. Charles is a member of the National Flood Insurance Program (NFIP), anyone can purchase flood insurance through his or her local insurance agent via the NFIP. There is a 30-day waiting period for flood insurance coverage to begin.
 
A home located within a Special Flood Hazard Area has a 26% chance of being damaged by a flood over the life of a 30-year mortgage, and your homeowner’s insurance will not cover flood damage.

Local Flood Hazard Awareness

After a wetter than normal spring, the summer so far has seen moderate rainfall. And while St. Charles generally has not experienced wide spread damage due to flooding, there are local flood hazard areas throughout Kane County.  Flooding from the Fox River, Ferson Creek, State Street Creek, 7th Avenue Creek, and Norton Creek usually can be forecast in advance.
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